Home Purchase Loans

Mortgage Loan Experts connects consumers with many purchase loan options with fixed, adjustable and interest only mortgages with terms ranging from 15 to 30 years. New home buyers can choose from conventional, VA or fha loans. Our loan officers are authorized to provide low cost home loans for people with A through D credit.

30-Year Fixed Mortgage Loan
The thirty year mortgage loan increases the purchase power for 1st time home buyers the longer term increases the affordability because the payment is spread out over 360 months rather than 180 months like fifteen year mortgages have.

VA Mortgage Loans
Veterans are offered premium financing with purchase money loans that require no money down. 100% home loans have disappeared for civilians seeking home financing unless you are married or widowed to a qualified veteran.

FHA Home Mortgage Loan
FHA home financing is a great solution for first time homeowners. These days, with the falling prime market from Freddie Mac and Fannie Mae, FHA mortgage loans are likely the best solution for even experienced home buyers. Borrowers only need to come up 3% down for new home buying. The mortgage insurance is minor and the credit requirements are extremely forgiving. FHA mortgage qualifications are not credit score driven like conforming underwriting, so if your fico score is low, do not fret.