Mortgage Loan Refinancing

Mortgage Loan Experts connect homeowners with many refinance options that include fixed, adjustable and interest only mortgages with terms ranging from 15 to 30 years. New home buyers can choose from conventional, VA or fha loans. Our loan officers are authorized to provide low cost home loans for people with A through D credit. Home mortgage rates have been bouncing up and down the graph. Fortunately since the US government took over Fannie Mae and Freddie Mac, the interest rates have dropped. Borrowers who have been waiting for mortgage loan rates to dip below the six percent mark, the time is right for refinancing.

30-Year Fixed Mortgage Loan
We recommend the thirty year fixed mortgage loan for 1st time home buyers because the interest rate is fixed and the amortization schedule is set up to maximize the affordability of the monthly payment.

VA Mortgage Loans
Veterans are truly blessed with purchase money loans that require zero down-payment. 100% home loans have disappeared for civilians seeking home financing unless you are married or widowed to a qualified veteran.