Choose Type of Loan

Buy a home and get a mortgage loan you can trust. Mortgage shopping online requires loan disclosure comparison.
Home Mortgage Loan

Home refinancing is a popular method that enables homeowners to renegotiate their rates to lower their payments. Mortgage Refinancing

VA home loans are for military veterans only. VA loan benefits offer purchase money loans with zero money out of pocket.
VA Mortgage Loans

First time homeowners and experienced home buyers a like only need 3% down when taking out a new mortgage loan insured by the U.S. government.
FHA Mortgage Loan

For the latest HUD insight, visit the FHA Home Loan Blog

Resources

HUD.gov
Mortgage Refinancing
Wall Street Journal Real Estate
Mortgage Lender Directory
Smart Money Online
Credit Repair

Read about John McCain's Mortgage Lending Policy and Barrack Obama's Position on Predatory Lending

30 Year Mortgage Rates

Mortgage Loan Experts connects consumers with 30-year home mortgage loans for refinancing or home buying. Our loan officers can quote you current mortgage rates after completing a credit assessment online even if your credit is poor.

Borrowers like the thirty year mortgage because the rate is fixed and the term is stretched long enough to make the payment affordable.

Since the early 1980’s, borrowers have flocked to the thirty year home mortgage loans with fixed rate schedules. With 30-year loans, interest rates do not move and after 360 monthly payments the home is paid in full.